Consultation on the proposed transfer of Settle Group to Paradigm Homes Charitable Housing Association Limited
Consultation on the proposed transfer of Settle Group to Paradigm Homes Charitable Housing Association Limited
In October 2025, following resident consultation, Settle Group (Settle) became a subsidiary of Paradigm Housing Group Limited (Paradigm). Since then, the group has been trading as SettleParadigm, with a new name and brand planned for later this year.
In our updates last year, we shared plans for Settle to integrate fully at a later stage and become part of Paradigm Homes Charitable Housing Association Limited over time. This process is called a Transfer of Engagements.
Subject to consultation with residents, we are now proposing to begin the Transfer of Engagements.
What is being proposed and why?
The main reason for the proposed Transfer of Engagements is to bring Settle and Paradigm together as a single organisation.
The proposed transfer would mean that all Settle’s assets and liabilities, including ownership of Settle’s homes, would move into Paradigm Homes Charitable Housing Association Limited, which would become your new landlord. We believe that transferring to Paradigm Homes Charitable Housing Association Limited is the best option for you, our employees and our local communities. It would mean that:
• You would continue to live in the same home with locally provided services
• Your tenancy/lease agreement would stay the same. Only the name of your landlord would change to Paradigm Homes Charitable Housing Association Limited. Your rights, including rents and service charges, whether you are a tenant, shared owner or leaseholder, would continue to be protected
• SettleParadigm will continue to deliver the pledges it made when Settle joined Paradigm Housing Group, continuing our commitment to provide better services to residents and invest more in our communities.
We are proposing that, subject to completion of resident consultation, the Transfer of Engagements would happen on 30 September 2026. We have informed the Regulator of Social Housing, who regulates how we operate as a housing association, of this proposal.
We want to know what you think
We are keen to hear from you about the proposed Transfer of Engagements and we are asking you and other Settle residents for your comments and feedback on this proposal.
Frequently asked questions
We have answered some of the questions residents may have about the proposed Transfer of Engagements and what it could mean in practice.
Why is Settle Group proposing this transfer?
The main reason for the proposed Transfer of Engagements is to bring Settle and Paradigm Homes Charitable Housing Association together as a single organisation. The aim is to create one combined housing association that can continue improving services for residents, employees and local communities.
What is a Transfer of Engagements?
A Transfer of Engagements allows Settle to transfer its assets, such as homes and offices, as well as its liabilities, to Paradigm Homes Charitable Housing Association Limited. From a resident’s point of view, your tenancy and rights would stay protected, but the name of your landlord would change.
Would I have to move?
No. You would not have to move and you would have the right to remain in your home with the same security you have now.
Will there be any changes to my tenancy, lease or rights?
No. If the Transfer of Engagements goes ahead, there would be no change to your tenancy agreement, lease or rights. The only difference would be that the name of your landlord or freeholder would change to Paradigm Homes Charitable Housing Association Limited. You would not need to sign a new tenancy agreement or lease.
Would my rent or service charges go up?
No. The way your rent and service charges are calculated would remain the same. Rent would continue to be reviewed in line with government guidelines and the usual annual rent review process. Service charges would continue to be based on the cost of providing services to your building or estate.
If I receive Housing Benefit or Universal Credit, would I still be able to receive this?
Yes. This proposal would not change your ability to access Housing Benefit or Universal Credit.
Would I need to change my Standing Order or Direct Debit?
No, not at present. You can continue to pay as normal whether you pay by Standing Order, Direct Debit, online payment or another method. If anything changes, we will let you know what you need to do.
Who would I contact?
All services would continue to be provided through the teams you already know. You can continue to call 0330 343 0016 or contact Settle online in the usual way.
Would any services change?
The Transfer of Engagements would not affect the services you receive initially. Services would continue to be provided in the same way, and residents would be informed before any future service updates are made.
Are there any disadvantages to the proposal?
Settle would no longer exist as a separate organisation after completion of the Transfer of Engagements, as it would become part of Paradigm Homes Charitable Housing Association. However, the aim is to place the combined organisation in a better position to improve services for residents over the longer term.
What is the timeline for the transfer?
The Boards are expected to consider the outcomes of the consultation and whether to proceed with the Transfer of Engagements at the end of July 2026. If approved, the proposed transfer date is 30 September 2026, with residents to be contacted about the outcome in late August or early September 2026.
I have more questions. How do I get in touch?
You can email engagement@settlegroup.org.uk or call 0330 343 0016. You can also share your views through the consultation routes listed on this page.
Prefer a document version? You can download the full PDF below.
Download the full FAQs PDFWhat happens next
Once the consultation has closed, we will provide feedback on the comments received and explain how we have taken your views into account when reaching our decision. You can expect to hear back from us by early September.
Thank you for your time, and we look forward to hearing from you.